Adult life is a long series of consequential decisions made under real uncertainty. Which treatment to accept, which mortgage to take, whether to change careers, how to weigh conflicting advice from family, professionals, and the internet. The reasoning skills that protect you from misinformation and biased judgement are what these exercises build. Work by Raymond Cattell on fluid and crystallised intelligence, and by Timothy Salthouse on cognitive ageing, shows that crystallised intelligence keeps improving into later life with focused practice.
The everyday payoff is considerable. A trained reader treats health news with proportionate scepticism, spots the cherry-picked statistic in a political ad, asks better questions of a financial adviser, and stays calibrated about risk when the news amplifies rare events. Each move saves a little money, time, or grief. Over decades that compounds. People who think clearly are not necessarily smarter. They are running the procedural moves these exercises train, often without noticing.